It's surprising how many merchants do not seem to understand or take advantage of the benefits of credit card pre-authorizations. Pre-authorizations can vastly reduce fraud, processing costs, and improve customer satisfaction. If you offered a typical online merchant access to a tool that would provide any of the above benefits most would jump on the opportunity. With that in mind, one must wonder why relatively few merchants take advantage of the benefits of pre-authorizi

With so many options, how do you decide what will work for you? Think through the following considerations: Will you have access to the actual, physical credit card? Having cards in hand will save you time. For any volume, you'll want a method that will allow you to swipe the card (rather than typing in numbers) and print a receipt. Will you have power and connectivity? Processing credit cards without an Internet connection substantially limits your options. Similarly, if you

Have you ever wondered exactly what happens when you hand over your credit card details online for a purchase? You may have a thorough understanding of the process flow of an online credit card transaction but what happens behind the scenes? Understanding exactly what happens when a credit card is processed online is important and that is why any merchant operating an online store should read this article. To better explain an online credit card transaction a merchant should