
Managing Card-Based Tip and Gratuity Payments for EMV Chip
As the U.S. migrates to chip, certain market segments that accept tips and gratuities via card payments must consider how to best serve their customer base without disrupting current acceptance practices. This is the cornerstone of U.S. chip migration—to ensure continued card acceptance with limited disruption to a merchant’s business. In the magnetic stripe environment, tips and gratuities paid with payment cards have been handled post authorization, an approach that has la