Contactless cards appear to be having a moment in the U.S. Some second-generation chip cards (now contactless, too) are arriving in mailboxes, and contactless cards will soon speed the purchase of subway and bus tickets in New York City.

“Capital One has been issuing co...

Bitcoin is becoming increasingly “mainstream” by the day. It is a fact! It is the currency of the future and it can bring businesses a great positive outcome since it has an incredible potential to greatly reduce costs associated with transactions. Throughout this arti...

You probably already know the importance of mobile in marketing and digital media. You may have already moved your site to a responsive design or considered what tactics to use to reach users on their phones. But for many, mobile is still an afterthought and something...

With the counterfeit card liability shift over a year behind us, restaurants remain cautious on investing in equipment and POS upgrades required to enable EMV card acceptance. Many have prioritized implementing point-to-point-encryption and tokenization, to prevent cos...

It's surprising how many merchants do not seem to understand or take advantage of the benefits of credit card pre-authorizations. 

Pre-authorizations can vastly reduce fraud, processing costs, and improve customer satisfaction. If you offered a typical online merchant...

In most POS situations, the cardholder, not the business owner, inserts the card into the terminal.

Use the following best practices when accepting a chip card:

• Ask your customer to insert their card into a chip ready device and leave it in the device during the ent...

Most chargeback situations arise at the time a transaction is completed, and most can be prevented with training.

1.  Do not complete a transaction if the authorization request was declined.  If you receive a decline, do not attempt reauthorization.  Request anothe...

With so many options, how do you decide what will work for you?

Think through the following considerations:

Will you have access to the actual, physical credit card? 

Having cards in hand will save you time. For any volume, you'll want a method that will allow you to swi...

Cash flow is king in the world of small and mid-sized businesses. Cash is vital to maintaining inventory, paying suppliers, and growing the business. With the recession putting a damper on credit markets, businesses are looking elsewhere for cash. The new solution: mer...

October is an exciting time for restaurants. This year, besides the usual preparations for holiday menus and promotions, restaurant owners are focused on a new credit card payment standard: EMV.

There are a number of factors to consider when deciding to adopt new EMV te...